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San Diego County, California · Seller net sheet

San Diego County seller net sheet calculator

San Diego County sellers pay California's base documentary transfer tax of $1.10 per $1,000 and nothing more — the City of San Diego has no local transfer tax. That keeps the state-specific line small, so commissions and your mortgage payoff drive the net.

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Estimated Net Proceeds
$205,200

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3%
2.5%
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What San Diego County sellers should know

Local transfer tax

San Diego County levies only the base California documentary transfer tax of 0.11% — the City of San Diego does not add a separate transfer tax.

Title & closing custom

San Diego County follows Southern California custom: seller-paid owner's title policy with escrow generally split 50/50.

Property taxes

San Diego County's average effective property tax rate is about 0.73% of market value under Proposition 13.

San Diego County seller FAQs

How much transfer tax does a San Diego County seller pay?

Just the base county documentary transfer tax of $1.10 per $1,000 of sale price (0.11%) — about $935 on an $850,000 home. Unlike Los Angeles or San Francisco, no San Diego County city currently imposes an additional municipal transfer tax.

Is there a mansion tax in San Diego?

No. Measure ULA applies only inside the City of Los Angeles. High-value San Diego sales pay the same 0.11% rate as every other sale in the county, which is why luxury sellers here net noticeably more than comparable sellers in LA.

Who pays title insurance and escrow fees in San Diego County?

The seller customarily pays for the buyer's owner's title policy, and escrow fees are typically split 50/50. Both are negotiable and can be shifted in the purchase contract.

Seller guide

Understanding Closing Costs & Net Proceeds in California

California's baseline state transfer tax is small, but city add-ons and the LA Measure ULA "mansion tax" can dwarf every other closing cost on higher-priced sales. Custom on who pays title also flips between the northern and southern halves of the state.

Key local custom breakdown

  • Transfer tax: The state base is $1.10 per $1,000 (0.11%). Charter cities like LA, San Francisco, and Oakland stack their own transfer taxes on top.
  • Measure ULA: Measure ULA applies only in the City of Los Angeles and is seller-paid: sales over $5.4M add a 4% tax and sales over $10.9M add 5.5%. Once a threshold is crossed the rate applies to the entire sale price, and the thresholds are re-indexed annually.
  • Title insurance: In Southern California the seller pays for title and escrow; in Northern California the buyer traditionally pays.

How the California transfer tax is calculated

Base Transfer Tax = Sale Price × 0.0011

Example: $800,000 × 0.0011 = $880

Add city transfer taxes (LA, SF, Oakland) and LA Measure ULA on sales > $5.4M — City of Los Angeles only, seller-paid, applied to the entire sale price once a threshold is crossed, with thresholds re-indexed annually.

Frequently asked questions (California real estate)

What is the baseline California Documentary Transfer Tax?
The baseline California state transfer tax rate is $0.55 per $500 of property value, which equates to $1.10 per $1,000 (or 0.11%). However, local charter cities across California frequently add their own municipal transfer taxes on top of this baseline.
How do Los Angeles Measure ULA thresholds work?
Measure ULA applies only within the City of Los Angeles and is paid by the seller. Sales between $5.4 Million and $10.9 Million face a 4% tax, and sales of $10.9 Million or more a 5.5% tax. Once a threshold is crossed the rate applies to the entire sale price, not just the amount above the threshold. The thresholds are re-indexed annually.
Who pays title and escrow fees in Northern vs. Southern California?
California real estate customs are split geographically. In Southern California (e.g., Los Angeles, San Diego), the seller pays for the owner's title policy and local transfer taxes. In Northern California (e.g., San Francisco, San Jose), the buyer typically covers title insurance and escrow fees.

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