For US residential real estate agents

Turn property numbers into client-ready decisions

Calculate seller proceeds, rental returns and financing scenarios in seconds. Then share a clear, branded report your client can understand.

Create a free client report See what your client receives

A real estate calculator for agents — seller net sheets, rental analysis and closing costs, ready for a listing presentation.

Built for listing appointmentsUpdates as you typeInputs stay in your browserBank-grade encryptionIndustry-standard formulas

Pick the conversation you're in

Seller net sheetWhat your seller walks away with Rental property analysisCap rate, cash flow and cash-on-cash Buyer closing costsCash to close, itemized — the real estate agent closing cost calculator DSCRWhether the loan covers itself BRRRRRehab, refinance and what's left in the deal Airbnb and short-term rentalNightly rate, occupancy, net return

At the listing appointment

A seller net sheet for realtors

Sellers ask one question: what do I actually walk away with? Enter the price, payoff, commission and closing date and answer it while you're still at the table. State-specific transfer tax, title and recording assumptions are pre-filled, and you can override any line with local numbers before you send it.

Open the seller net sheet

Background reading: How to calculate home sale proceeds.

With an investor client

Buyers comparing rentals need more than a monthly payment. Show cap rate, cash flow and cash-on-cash side by side, then send the analysis as a rental analysis report for clients they can read on their phone before they write an offer.

Rental property analysis DSCR BRRRR Airbnb

Background reading: Rental property ROI calculation.

A branded seller net sheet does more than show a number — it tells your client who prepared it.

What your client actually receives

A spreadsheet screenshot

Raw cells and formulas
Little context
Difficult to read on a phone
Does not reinforce your brand

A Sumline report

One clear headline number
Plain-English breakdown
State-specific costs
Opens on any phone
Sent under your name and brokerage with Estate Pro

Sharing is always free. Estate Pro adds your name, photo and brokerage to every report.

Three steps, no setup

Step 1
Enter the numbers
Price, payoff, rent, financing. It recalculates as you type.
Step 2
Show the result
One headline number plus a plain-English breakdown, on a phone or a laptop.
Step 3
Send the report
Share a link free and unlimited, or export a PDF. With Estate Pro it goes out under your name and brokerage.

When you're ready to put your name on it

Free

Full access to every calculator
5 free PDF reports
Unlimited Sumline-branded share links
Saved scenarios and history

Estate Pro — $19/month

Unlimited PDF reports
Your name, photo and brokerage on every report and share link
Priority support

Need one clean report right now? A single unwatermarked PDF is $3.

Create a free client report See full pricing

Real estate agent calculator FAQ

Is Sumline free for real estate agents?

Yes. Every account includes full access to every calculator and 5 free PDF reports. After that a single unwatermarked PDF is $3, or Estate Pro is $19/month for unlimited reports.

Can I use this live in a listing presentation?

Yes. Results recalculate as you type and the layout is built mobile-first, so you can run the numbers on a phone at the kitchen table.

Can the report carry my branding?

Estate Pro puts your name, photo and brokerage on every PDF and every shared link. Free shares carry a small Sumline credit.

Does it use state-specific closing costs?

Yes. Transfer tax, title and recording assumptions are pre-filled per state, and every field is editable before you send anything.

Do I need to set up a spreadsheet?

No. There is nothing to configure — open a calculator and start typing.

Can my client open the report on a phone?

Yes. Shared reports are read-only web pages that open on any device and print cleanly.

Can I put a calculator on my own website?

Yes. The Partner plan ($49/month, 14-day free trial) embeds a co-branded lead-capturing calculator on your site. See /partners.

Want a calculator on your own site? See the Partner Program. Focused on net sheets? Agent Net Sheet Calculator.

Run your next set of numbers in front of a client

Create a free client report See what your client receives

Explore more Sumline tools

State-specific calculators and in-depth guides.

For agents

Rental property calculator by state

Seller net proceeds by state

Guides

Partner Program Affiliates — earn 30% recurring Contact